%0 Journal Article %J Technology Innovation Management Review %D 2022 %T The Impact of FinTech and Blockchain Technologies on Banking and Financial Services %A Anitha Kumari %A N. Chitra Devi %K Blockchain Technology %K decentralized finance %K digital banking %K FinTech %X With the emergence of new technologies, banks and financial services around the globe are taking advantage. The rapid development of information technology, internet connectivity, and smartphones has influenced the banking and financial services sector. The combination of financial technology (FinTech) and blockchain is deliberately transforming digital banking services. This study explores the intervention of FinTech and blockchain technologies in digital banking and financial services. The present study shows that FinTech and blockchain have a strong influence on the digitalization trends. The research focuses on processes of modernization in banking and financial services in addition to particular focus on the community. %B Technology Innovation Management Review %I Talent First Network %C Ottawa %V 12 %P 22010204 %8 05/2022 %G eng %U timreview.ca/article/1481 %N 1/2 %1 Hindustan Institute of Technology and Science Anitha Kumari is pursuing her Ph.D. in the School of Management, Hindustan Institute of Technology and Science. Her Bachelor's degree was in Computer Applications, while she obtained a Master's in Business Administration with a specialty in finance and systems. She has five years of teaching experience in academics. Her research interests include information systems, new technologies, and digital banking services. %2 Hindustan Institute of Technology and Science N. Chitra Devi is an assistant professor at the Hindustan Institute of Technology and Science. She has 11 years of teaching experience in academics and research. She has authored many articles and published papers in indexed and peer-reviewed journals. She has reviewed many research papers in the area of stock market analysis and econometrics. %& - %R http://doi.org/10.22215/timreview/1481